The following information will be required to be added to a Tradeline after your purchase:
- First Name
- Middle Initial (optional)
- Last Name
- Suffix (such as Jr) (optional)
- Date of Birth
- SSN
- Picture of identification or license
- Current Home Address – (Discover needs as an input for person matching) – (nothing will actually be mailed to you)
Tradeline authorized users will remain on the account for four (4) reporting months.
After being removed, the positive affects to your credit will start to gradually diminish over time.
Extensions are available.
A tradeline refers to a type of account that can appear on someone’s personal credit report.
Specifically, revolving credit tradelines are accounts that have a credit limit, balance, and payment history.
An owner of a tradeline can extend the account to someone else’s credit by adding them as an authorized user.
Positive attributes of the tradeline will be extended to the authorized user.
Essentially, you can “rent” the affects of positive credit accounts for a limited time.
Please see our tradeline offerings if you are interested in becoming an authorized user.
Unfortunately CPNs are not allowed. You’ll need to use your SSN to be added to a tradeline.
Tradelines will post to your credit on the closing day or within seven (7) days after the closing day.
If the closing day is already in the past for the month you purchased, you’ll need to wait until the following month’s closing day for the tradeline to post to your credit.